Vault XLVII Layaway Policy

VAULT XLVII LAYAWAY POLICY

Vault XLVII offers an interest-free layaway option on eligible purchases through SPD Split Payment.

PAYMENT TERMS

A 25% non-refundable deposit is required at the time the layaway plan is initiated. The deposit is applied toward the total purchase price and reduces the remaining balance owed.

The remaining balance is divided into 3 equal, interest-free installment payments, due every 14 days. Payment invoices will be sent to the email address provided at checkout.

NON-REFUNDABLE DEPOSIT

The initial 25% deposit is non-refundable. If the layaway plan is canceled due to nonpayment, the 25% deposit will not be refunded.

MISSED PAYMENTS & CANCELLATION

Customers are responsible for making installment payments according to the payment schedule. Missed payments may result in cancellation of the layaway plan. If the plan is canceled for nonpayment, the item(s) may be returned to inventory and relisted for sale.

CONTACT INFORMATION

Customers must maintain a valid email address and phone number throughout the layaway period to ensure payment invoices and important communications can be received.

MERCHANDISE

Merchandise will be held while the layaway plan remains active and in good standing. Merchandise will not be shipped until the remaining balance has been paid in full.

LAYAWAY AGREEMENT

By selecting the Vault XLVII Layaway option and continuing with the installment plan, the customer acknowledges and agrees to the applicable layaway terms.